The key to successful pension planning requires the development of an appropriate strategy and focused fund management.  

We manage Self Invested Personal Pensions (SIPPs) and Small Self Administered Schemes (SSASs) which offer the following benefits:-

• Greater investment control.
• Flexibility to meet changing circumstances.
• Bespoke investment strategy.
• Seamless transition from pre-retirement to post-retirement.
• Opportunity to use your pension fund as a long-term tax planning vehicle.

And when you retire, we can help you take care of all the options:

• Pension commencement lump sum (tax-free cash).
• Secured income in the form of an Open Market Option annuity or ill health annuity.  These may include guaranteed periods and spouse’s benefits.
• Other secured contracts such as:-

               With profit annuities, Unitised annuities, 5 year guaranteed annuities

• Unsecured income including Phased Retirement and Income Drawdown.
• Alternative Secured Pension (ASP) at the age of 75.